Direct Lenders Payday loans

In Need Of Cash Now? Match Direct Payday Lenders Online

Are you in need of the best cash loan for your current situation? You're in the right place if you're finding it nearly impossible to find a solution in your neighborhood.

Don't wait to get your money! Cash is available in as little as an hour, or deposited directly into your account by tomorrow. Either one... it's up to you!

James Wright present direct cash lenders connection Do not wait to get your money - you can have cash in hand in as little as an hour or a direct deposited tomorrow. It is your choice!
Start Right Now ›

I'm James Wright. For years I have been helping other people in this situation as a finance specialist. It's my passion. Over the years I've found that the best way to help people is to let people see and understand all of their available options. (Yes, there are options!)

One of the biggest misconceptions is that you have to wait a long time to get cash. As I said before, you can get it in your hand within a day or in your bank account tomorrow. You can do all of this from the comfort of your home. With our database of online direct lenders, you'll get the money you need right now!

Below we take a look at how our 'direct payday lender connection' service work. We'll look at the borrowing process, whether to go with a direct lender or third party lender, and how much money you can save using our service. Let's get going.

Get The Lowest Interest Rates With Direct Payday Loan Lenders

The sad truth is that many people don't realize they have options when they need a loan in between paydays or finding no-fax payday loans if they are unemployed or self-employed.

It's important that you do NOT sign with the very first lender that comes your way. Working with a professional like me will save you up to hundred of dollars every month in the cash-flow as I have access to an incredible range of payday lenders in both the USA and Canada. This includes some of the most famous and well-known payday lenders you may have heard of also as private lenders with the lowest interest rates.

It doesn't matter what your financial situation is. I am able to help you get a better loan and better rate than the local bank. This is a fact and something I stand for.

I can also help you if you are unemployed, self-employed, have a low income, have a poor credit history, or just having regular issues. Remember, it's about the options you have, and you get a lot of options when I work with all of the trusted lenders, many of whom pride themselves with working with 'challenged' clients. The rates are also a lot lower than you may expect.

How it Works?

As seen on

The cash you need is quick and easy to get.

As long as you get all of the correct information in the entire online process is painless and paperless. Of course you also must meet the requirements set forth by the secure online application. Scared because you're used to needing a lot of things to get a payday loan? Don't be! It only takes a few things with me.

There are a number of advantages in using the online platform. You donít have to deal with traffic jams or feeling embarrassed when lining. This reputable lenders will give you the money regardless of your credit history.

Take a look at our step-by-step process below. Here's how it works

  1. Apply online using our simple form. It only takes a couple of minutes to fill out. Once you finish filling everything out, simply submit the form to us.
  2. Match direct lender. Our 100% free service will take your information and will match you with many lenders who are ready to work with you. You should already pre-qualify as we take a look at your information and then match it to requirements.
  3. Review the terms and be approved. You'll be redirected to the lender's site to review terms. After a brief review of your application, the lender will start processing your submitted application. Amazingly, you can expect a 99% approval rating. You're pretty much guaranteed to get the loan you need.
    Got bad credit or poor credit? Don't worry! This is when the lender will show you your rates and payment terms. They are tailored to your financial situation. Now you just need to verify and review the information you're given. If you agree with the loan terms and conditions, you're ready to go.
  4. Get your money. Cash will be in your hands in as little as 1-3 hours!

You might feel that applying for an online payday loan is the best way to solve your financial problems. Before you apply for a loan, there are a few things you need to know when it comes to borrowing money on the short term.

Apply now

Direct vs Third Party: Feel the Difference

What is the Difference Between a Direct Lender and a 3rd Party Lender?

You will find two different types of payday lenders on the Internet. There are direct lenders and third party lenders. Third party lenders are technically not loan providers but they sometimes present their services as such.

A direct lender provide consumers with loans. These companies will process your application, approve it, send you the money and receive payments once you start paying the loan back.

A third party lender is actually a broker. These professionals will obtain your information by having you fill out a form and will forward it to a lender. This lender will review your application and lend you the money if your application is approved. The 3rd party lender is actually a middleman between you and the lender.

There is nothing wrong with using the services of a broker if you need help with finding a loan. However, you should keep in mind that brokers will charge a fee.

The borrower usually pays this fee. Adding the fee your broker takes to the fees charged by your lender makes borrowing money even more expensive. This could make paying the loan back very difficult since payday loans usually have high interest rates and fees.

Direct payday loan providers are serious professionals and there is no need to use the services of a third party lender.

Going through a 3rd party lender is expensive and there are other problematic factors involved. You will have to provide a third party lender with some personal and financial information, which could be a security concern.

You cannot apply for a loan without providing a lot of information about yourself and your finances. Your identity and your money could be stolen if these details fall into the wrong hands. Applying for a loan through a direct lender significantly reduces this risk since only the direct lender will review your information.

A lot more people will have access to all your information if you go through a third party lender. This greatly increases your risks of getting scammed or having your identity stolen.

Applying for a loan through a direct lender is much quicker. Going through a 3rd party lender means you will have to wait longer before getting a response. Waiting an additional day or two might not seem like a huge inconvenience but you could lose valuable time if you are facing an emergency and needs money as quickly as possible.

Borrowing Through A Third party Lender

You might not realize that you are submitting an application through a third party lender but you will eventually find out. Once your application has been forwarded to a lender, this professional is legally required to get in touch with you. They will tell you about the terms and conditions of the loan they offer. The name of the company that gets in touch with you will be different from the company you submitted your application to.

How To Recognize A Direct Lender

It is in your best interest to borrow from a direct lender. However, recognizing a direct lender can be tricky. How can you tell the difference between a direct lender and a third party loan provider when 3rd party loan providers do not share many details?

Recognizing a direct lender is not easy because some third party lenders do not explain that they are not direct lenders. Some lenders receive applications forwarded through these services, which makes the cost of the loan go up.

The way you interact with the lender is the main difference between applying for a loan online and visiting a business.

Borrowing from a brick and mortar establishments means you will probably know a lot more about the company and have a place to go to if you run into a problem or have a question. This is a good way to make sure you borrow from a direct lender instead of a third party lender.

However, you might be able to find lower fees on the Internet since online businesses have less overhead costs. Besides, applying for a loan online is very convenient, especially if you need the money quickly.

Not All Online Lenders Are Trustworthy

You will probably come across direct lenders online and perhaps feel that the online payday loan options are offered on good terms. Before you apply for a loan online, you need to know about these five caveats that could make your financial situation even worst.

Not Borrowing from A Licensed Professional

Some online lenders might not have a valid license for your country or state. Laws regarding payday lending vary from one country to another and there are also a few differences between states. If you borrow money from a lender who obtained a license from another state or country, you cannot expect them to be knowledgeable when it comes to the lending laws of your state. Just like any other type of business, a loan provider needs to be licensed where you live.

The best thing to do is to get in touch with your state's Department of Commerce to check if a lender has a valid license.

You should also visit the Better Business Bureau website to learn more about a lender and make sure no one filed a complaint against them.

Choosing A Loan With High Interest Rates

If you need to borrow money on the short term, your best option is to borrow from a direct lender. However, this type of lenders usually charge a high interest rate. Some lenders apply interest rates that make the cost of borrowing money prohibitive.

A payday loan could cost you between $20 and $30 for every $100 you borrowed. This amount will add up during a time period that could last from a few weeks to a few months, depending on how quickly you pay the loan back. If you were to compare these interest rates to other financial products, payday loans would more than likely be the most expensive form of lending, including credit card cash advances.

You should expect to pay interest rates that are higher than other financial products since you are borrowing money on the short term. However, you should keep in mind that some direct lenders charge more than others. This is why you will come across many warnings to consumers against high interest rates and other predatory loan techniques.

Finding a direct lender willing to let you apply for a loan might not be the end of your financial troubles.

Failing To Realize Your Loan Comes With Hidden Fees

You should expect to pay more than the interests. Some lenders will charge you service fees, payment processing fees and late fees. Lenders usually develop their own terminology for their fee structure to make it difficult for consumers to fully understand which fees will be applied to their accounts.

If you do not carefully go over the terms of a loan, you could end up spending a small fortune on hidden fees.

A legitimate online direct lender should not hide their fee structure or overcharge consumers for service fees. A legitimate lender will provide you with a detailed fee structure before you apply for a loan.

You need to look for a lender who is transparent about fees and willing to answer your questions.

Borrowing from A Lender Who Does Not Follow Regulations

Beware of lenders who offer terms too good to be true. Keep in mind that online direct lenders work to make a profit. It is best to borrow from someone who is transparent and who follows regulations instead of choosing a lender who seems to offer money for nothing.

Most states have a cap on the interest rate lenders can charge. There are also maximum loan amounts, specific terms and regulations on refinancing options lenders have to follow.

A lender who follows regulations implemented in your state runs a legitimate business and should be a good option if you need to borrow money.

Applying for a Loan with Hefty Late Fees

You need to check the terms of the loan you want to apply for to find out how much late fees could cost you. Calculate how quickly late fees would add up if you were to miss a few payments. You might decide to borrow a smaller amount of money or to choose a different lender after looking at the late fees.

Borrowing from A Lender with A Bad Reputation

There are plenty of honest payday lenders online. Do not let reports of scams and untrustworthy lenders keep you from applying for a loan if you need one. Just like in any other industry, there are reliable professionals and untrustworthy ones. Online loan networks help you find the most reliable lenders. You can also learn a lot about a lender by doing a simple search on Google. Doing some background research could help you avoid a lender who uses unethical practices.

It is not illegal to offer loans online without providing consumers with a phone number or an address. However, an online lender who lists the address and phone number of their business is more likely to be legitimate.

You need to make sure you apply for a loan through a direct lender and not through a broker. Our database of direct lenders is a great tool you can use to learn more about any lenders.

You might find yourself in a situation where applying for a payday loan is your only option. If you find yourself in such a situation, make sure you borrow money from a trustworthy lender who has a valid license in your state.

We did a lot of research for you. This is why our website is an excellent resource you can use to find a legitimate payday lender online .

We Offer Better Options Than Typical Payday Loans

We can put you in touch with reliable payday loan lenders for free in the U.S. and in Canada. The lenders we can connect you with will compete for your business and offer interesting rates and fees. You can learn more about different lenders, review your options and make the best choice possible. The best part is you do not have to pay to use this service or to apply for a loan.

Why Are We Better?

Safe & secure options Risk free

Finding the right payday loan is made easy with our service. Click the link below to access quotes from an essential selection of payday lenders who correspond to your needs.

Take a few seconds to fill out the online request and we will provide you with quotes. You do not have to visit a business, get stuck in traffic or stand in line. These lenders are here to get your business and provide you with the loan you need.

Get Your results›

Making People Happy - Reviews from our customers

Below are some of the responses from our current clients. Check out these comments they emailed to us.

I just took out a tax refund and it was cheap. I have cleared all the bills that were due. Thank you very much for being there. - Renae B. Gabor, Iowa
I am going to tell anyone and everyone about your service. It wasnít complicated at all. Having the ability to apply for a loan online without being asked to fax any information really helped me when I really needed money fast. - Daniel K, Mississippi.
The service was really efficient and simple. This was my 24 hour payday loan and I saved a fortune. Everything they did was straightforward and very simple. The process was smooth and I appreciate very much. - Stella, OH.
The ease and convenience of the connection with direct lenders was great. The fees the offer are reasonable. They work with you to help in meeting your personal needs. - Ramos, Illinois
They helped me in fixing my car brakes so as to avoid missing work, this means no banks NSF. I recommend the service because of its speed and friendliness. - Earline
I would recommend James to anyone. He is a great lender who provide no job loan. - Bicor Figueroa Ruelas, Kansas
We kinda ran into a little short in this paycheck and the fact that we used this service, was the best thing ever. Thank you. - Sam P., San Antonio
The payday has been valued significantly making it the best cost online! Excellent selection and very user-friendly system. - Cleofas.

Are you self-employed, have bad credit or unemployed? Have the banks turned you down?

Donít worry.

With us you are quaranteed the amount you want which is upto $3000.

One of our best quality is the ability to do the entire transaction online. The online application system is always available 24 hours a day and 7 days a week.

Submit your payday loan request now, and you will receive the money in no time.

And the best part...

It will only take you around 60 seconds to complete the application, we will do all the other necessary stuff.

You donít have to waste your time shopping around for the best rates or wait days for your application to be considered.

You can just go directly to the lender who provides you with the best rate and help you make the right choice. There are some pitfalls you may find yourself in if you donít use a trusted and quality payday loan lender.

And the best part of it all is that you donít have to pay even a single penny to apply.

Being aware of the many options you can choose from will save you a substantial amount of money and help you take control your future.

Doesnít it make sense to get the best lender of your cash loan you possibly can get? This will be done by getting a consultant like me to do all the explorations of the options for you.

Get Started Now
As seen on